Title Company in Vienna, VA
Will Rapuano and the Pruitt Title team handle title insurance and settlement for Vienna home purchases, sales and refinances. Will's office is in Vienna, at 1900 Gallows Road.
What title and taxes cost on a $600,000 Vienna purchase
The example below assumes a $600,000 price and a $480,000 loan. Title premiums are Pruitt Title's rates (a First American Eagle owner's policy), before discounts. Virginia insurers file their own rates and can negotiate them (Va. Code § 38.2-4608), so your quote can differ. Settlement fees and the clerk's recording charges are not included.
| Item | Amount | Usually paid by |
|---|---|---|
| Owner's title insurance, Eagle policy | $2,968 | Buyer, by custom |
| Lender's title insurance, issued with the owner's policy | $200 | Buyer |
| Virginia recordation tax on the deed ($0.25 per $100) | $1,500 | Buyer |
| Virginia recordation tax on the deed of trust ($0.25 per $100) | $1,200 | Buyer |
| Fairfax County recordation tax on both (about $0.083 per $100) | $896.40 | Buyer |
| Virginia grantor tax ($0.50 per $500) | $600 | Seller |
| Northern Virginia transportation fees ($0.20 per $100) | $1,200 | Seller |
Who pays what is the local custom, and the purchase contract can change it. The recordation taxes are set by Va. Code §§ 58.1-801 and 58.1-814, the grantor tax by § 58.1-802, and the transportation fees by §§ 58.1-802.3 and 58.1-802.4. A refinance doesn't carry the grantor tax or the transportation fees.
The buyer chooses the title company in Virginia
Virginia law gives the buyer the right to pick the settlement agent, and a seller can't make a particular company a condition of the sale (Va. Code § 55.1-1006). On a financed purchase, federal law also bars a seller from requiring a particular title insurer (RESPA section 9). To close with Pruitt Title, name Pruitt Title as the settlement agent when you sign the contract and tell your lender the same day.
How a Vienna closing works with Pruitt Title
- Send Will the ratified contract. Pruitt Title opens the file, orders the title search and contacts your lender for its closing instructions.
- Review the title commitment. It lists what has to be paid off or cleared before closing and what the policy won't cover. How to read one.
- Confirm wiring instructions by phone. Call Pruitt Title at a number you already know before you send closing funds. Emailed changes to wiring instructions are a common fraud.
- Sign and record. After signing, Pruitt Title pays off the existing loans, records the deed with the Fairfax Circuit Court Clerk and issues the title policies.
Will's office is in Vienna
Will Rapuano, Pruitt Title, 1900 Gallows Rd Ste 230, Vienna, VA 22182. Call (703) 859-1467 to set up a closing or ask a title question.
Vienna is a town inside Fairfax County
A Vienna purchase uses Fairfax County's recording rates, and the deed records with the Fairfax Circuit Court Clerk at the county courthouse in Fairfax. The town doesn't add a recordation or transfer tax.
Vienna homeowners pay real estate tax twice: to the Town of Vienna (19 cents per $100 of assessed value in 2026) and to Fairfax County ($1.12 per $100). The settlement statement prorates both bills between buyer and seller, so expect two tax lines instead of one.
Investor or pre-purchase title search
Buying at auction, off-market or as an investor, and want the title searched before you commit? See the Vienna title search guide.
Frequently Asked Questions
How much is title insurance in Vienna, VA?
It depends on the price, the loan and the insurer. At Pruitt Title's rates (a First American Eagle owner's policy, before discounts), the owner's policy on a $600,000 home is $2,968 and the lender's policy issued with it is $200. Virginia insurers can negotiate their rates, so compare quotes.
Do I need owner's title insurance in Vienna?
Your lender requires a lender's policy, which protects only the loan. The owner's policy is optional. It protects you and your heirs for as long as you own the home, for a one-time premium at closing.
Who pays for title insurance in Vienna, VA?
The buyer customarily pays for both the owner's and the lender's policies in Virginia. The seller pays the grantor tax and the Northern Virginia transportation fees. The contract can divide costs differently.
Can I use a different title company than the one the seller suggests?
Yes. In Virginia the buyer chooses the settlement agent, and a seller can't require a particular company as a condition of the sale (Va. Code § 55.1-1006).
Where can I sign for a Vienna closing?
Signing options depend on the lender, the documents and the transaction. Ask Will which office, evening, weekend, mobile or remote options work for your closing.
Get a Vienna title quote
Send Will the property details for a quote or a title question. Sending a request doesn't open an order; Will confirms next steps with you.