Virginia Title Insurance
Reliable Title & Settlement Services
DMV Title Guy provides practical title and closing education for Reston, VA across Fairfax County. When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
What to Understand
Title and Closing Topics in Reston, VA
These are common parts of a real estate closing. Will confirms which apply to your transaction, and Pruitt Title's quote and Closing Disclosure set the actual costs.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Contact Will — Reston, VA
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How It Works
The Closing Process in Reston
From contract to keys, here's the typical process after a title company accepts a transaction in Reston, VA.
Send the Contract
Send Will the contract. He confirms the quote, timing, and next steps with you.
Title Search
The Pruitt Title team reviews the relevant records and flags anything that needs attention before settlement.
Title Commitment
The Pruitt Title team delivers the title commitment, requirements, exceptions, and coverage information.
Closing Coordination
The Pruitt Title team coordinates the closing with the lender, parties, and agents.
Settlement & Recording
The Pruitt Title team handles signing, funding, disbursement, recording, and post-closing work.
Fairfax County · Recording & transfer taxes
What closing actually costs in Reston, VA
- Median home price
- $560,000
- Typical total
- 2.5% to 5.5% for buyers, 1% to 3% for sellers
- Regional transportation fees (seller)
- 0.2%
- Local recordation tax
- 0.083%
- Recording office
- Fairfax County
Reston is unincorporated Fairfax County, and its condo and townhome inventory shapes closing costs here more than the tax rates do. A condo or association sale adds a resale packet from the association and, in most cases, a transfer or document fee the association sets — not a government charge, not capped by statute, and easy to miss when you budget from a tax table. Ask for the association's fee schedule early rather than at the settlement table.
For most sales in Fairfax County, the seller pays $0.20 per $100 in Northern Virginia transportation fees. On a $560,000 sale, that comes to $1,120. The purchase contract can divide that cost differently, and refinances do not carry the fee. See Va. Code §§ 58.1-802.3 and 58.1-802.4.
Buyers pay Virginia recordation tax of $0.25 per $100 on the deed (the price) and $0.25 per $100 on the purchase deed of trust (the loan). Fairfax County adds a local recordation tax of one-third of the state tax, about $0.083 per $100, on both. See Va. Code §§ 58.1-801, 58.1-803 and 58.1-814.
Frequently Asked Questions
Where are deeds recorded for a home in Reston?
Reston is an unincorporated community in Fairfax County. Deeds are recorded by the Clerk of the Fairfax County Circuit Court in Fairfax, which records land records for Fairfax County and the City of Fairfax.
What taxes does a seller pay when selling a home in Reston?
The seller customarily pays Virginia's grantor tax of $1 per $1,000 of the price (Va. Code § 58.1-802) plus two Northern Virginia regional fees of $0.10 per $100 each (§§ 58.1-802.3 and 58.1-802.4). On a $700,000 sale that is $700 in grantor tax and $1,400 in regional fees.
What recordation tax does a buyer pay in Reston?
Virginia's state recordation tax is $0.25 per $100 (Va. Code § 58.1-801), charged on the price for the deed and on the loan amount for the deed of trust. Fairfax County adds its local recordation tax of $0.083 per $100, one-third of the state rate (§§ 58.1-814 and 58.1-3800). The buyer customarily pays both.
Who pays for owner's title insurance in Reston?
The buyer customarily pays for both the owner's and lender's title insurance policies in Virginia, though the contract can shift the owner's policy to the seller.
Fairfax County
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The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.
Learn More →Herndon Title Services
Need another Fairfax County settlement option? Learn more about working with a title company in Herndon.
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