Maryland Title Insurance

Reliable Title & Settlement Services

Pruitt Title LLC — professional title insurance and closing services in Gaithersburg, MD. Residential, commercial, and all transaction types.

What We Offer

Title Services in Gaithersburg, MD

Pruitt Title LLC has been serving the Maryland real estate market since 2007. Our team handles every aspect of the title and settlement process — from search to closing — so your transaction closes on time, every time.

  • Title Search & Examination
  • Owner's Title Insurance
  • Lender's Title Insurance
  • Settlement & Escrow Services
  • Title Curative Work
  • Deed Preparation & Recording
  • 1031 Exchange Closings
  • Refinance Closings
  • Commercial Transactions
  • New Construction Closings
  • Investor / Wholesale Closings
  • Remote Online Notarization (RON)

Get a Quote — Gaithersburg, MD

Serving DC, Maryland & Virginia. Response within one business day.

How It Works

The Closing Process in Gaithersburg

From contract to keys, here's what to expect when you work with DMV Title Guy in Gaithersburg, MD.

1

Open Order

Submit your purchase contract or refinance details. We'll confirm receipt within hours.

2

Title Search

We examine public records going back 50+ years to ensure clear, marketable title.

3

Title Commitment

You receive a full title commitment with all conditions and coverage details.

4

Clear to Close

We coordinate lender, buyer, seller, and agent schedules for a smooth settlement.

5

Settlement

Documents signed, funds disbursed, deed recorded. Keys delivered.

Montgomery County· Recording & transfer taxes

What closing actually costs in Gaithersburg, MD

Median home price
$525,000
Typical total
3% to 6% for buyers, 2% to 4% for sellers
County transfer tax
1%
Recording office
Montgomery County

Gaithersburg's housing stock runs from entry-level condos to executive homes, so the percentages stay flat while the dollar totals move a long way across the market. A condo purchase here adds an association resale packet and, in most cases, a transfer or document fee the association sets — a private charge, not a government one, and not capped by any statute. Get the association's fee schedule with the resale packet rather than discovering it on the settlement statement.

Gaithersburg is an incorporated city but levies no transfer tax of its own; deeds record with Montgomery County in Rockville.

Montgomery County levies a county transfer tax of 1% on top of Maryland's 0.5% state transfer tax — 1.5% combined. On a $525,000 sale that is $7,875 of transfer tax before anything else. Absent an agreement otherwise the county transfer tax is shared evenly between buyer and seller. A qualifying first-time Maryland homebuyer gets a reduced state rate of 0.25%, which the seller then pays in full.

Full Gaithersburg closing cost breakdown and calculator

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Montgomery County

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Nearby Markets

Closing Cost Calculator

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All Transaction Types

Residential, commercial, refinances, investment properties — we handle every type of closing professionally.

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