Maryland Title Insurance
Reliable Title & Settlement Services
DMV Title Guy provides local closing education for Gaithersburg, MD. When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
What to Understand
Title and Closing Topics in Gaithersburg, MD
These are common parts of a real estate closing. Will confirms which apply to your transaction, and Pruitt Title's quote and Closing Disclosure set the actual costs.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Contact Will — Gaithersburg, MD
Share the transaction details with Will. Sending this form doesn't open an order; Will confirms next steps with you.
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How It Works
The Closing Process in Gaithersburg
From contract to keys, here's the typical process after a title company accepts a transaction in Gaithersburg, MD.
Send the Contract
Send Will the contract. He confirms the quote, timing, and next steps with you.
Title Search
The Pruitt Title team reviews the relevant records and flags anything that needs attention before settlement.
Title Commitment
The Pruitt Title team delivers the title commitment, requirements, exceptions, and coverage information.
Closing Coordination
The Pruitt Title team coordinates the closing with the lender, parties, and agents.
Settlement & Recording
The Pruitt Title team handles signing, funding, disbursement, recording, and post-closing work.
Montgomery County · Recording & transfer taxes
What closing actually costs in Gaithersburg, MD
- Median home price
- $525,000
- Typical total
- 3% to 6% for buyers, 2% to 4% for sellers
- County transfer tax
- 1%
- Recording office
- Montgomery County
Gaithersburg's housing stock runs from entry-level condos to executive homes, so the percentages stay flat while the dollar totals move a long way across the market. A condo purchase here adds an association resale packet and, in most cases, a transfer or document fee the association sets — a private charge, not a government one, and not capped by any statute. Get the association's fee schedule with the resale packet rather than discovering it on the settlement statement.
Gaithersburg is an incorporated city but levies no transfer tax of its own; deeds record with Montgomery County in Rockville.
Montgomery County levies a county transfer tax of 1% on top of Maryland's 0.5% state transfer tax — 1.5% combined. On a $525,000 sale that is $7,875 of transfer tax before anything else. Absent an agreement otherwise the county transfer tax is shared evenly between buyer and seller. A qualifying first-time Maryland homebuyer gets a reduced state rate of 0.25%, which the seller then pays in full.
Also Serving Communities Near Gaithersburg
Montgomery County
View all title services across Montgomery County, Maryland.
Montgomery County Title Services →Nearby Markets
Closing Cost Calculator
Estimate your Maryland closing costs for Gaithersburg, MD, including county-sensitive title, transfer, and settlement cost inputs.
Estimate Gaithersburg closing costs with the Maryland calculator →Common Transaction Scenarios
The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.
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