How to Choose a Title Provider

Will Rapuano operates DMV Title Guy as an education and business-development website separate from Pruitt Title LLC's corporate website. Will is Pruitt's Marketing and Business Development Officer. Eligible transaction requests may be referred to Pruitt for independent review; submission does not mean Pruitt has accepted the transaction.

9 Questions to Ask Before You Choose

Protect Your Real Estate Investment

Real estate has traditionally been a family's most valuable asset. It is a form of wealth that is protected by many laws that have been enacted to protect one's ownership and the improvements located on the land. The owner, the owner's family, and the owner's heirs have extremely strong rights in and to the property you are purchasing.

A title search and underwriting review can identify recorded matters before settlement. An owner's title insurance policy can provide protection against covered title risks, subject to the policy's terms, exclusions, exceptions, and conditions.

If you request an introduction through DMV Title Guy, an eligible matter may be referred to Pruitt Title for independent review. Pruitt decides whether to accept the matter and confirms any available policy, endorsements, signing options, pricing, timing, terms, and required disclosures directly.

21 Reasons For Title Insurance

1There may be liens against the property for unpaid taxes or mortgages
2The property may be subject to an easement that limits its use
3There could be errors in the public records affecting the title
4A previous owner may have had liens filed against the property
5The deed may have been forged or executed under fraud
6The seller may not have had legal authority to sell
7An undisclosed heir may claim ownership of the property
8There may be restrictive covenants limiting the use of the property
9The property may have been sold by someone who was legally incompetent
10The property boundaries may have been inaccurately surveyed
11There may be outstanding building permits or code violations
12A previous owner may have made improvements without proper permits
13There may be judgment liens from lawsuits against a previous owner
14The property may be subject to mechanics' liens from contractors
15Federal or state tax liens may exist against the property
16There may be pending legal action that affects the property
17The property may have been conveyed through a defective will
18There may be dower or curtesy rights that affect the title
19The property may be subject to zoning violations
20There may be errors in the legal description of the property
21The property may have been transferred without the consent of all owners

Have a Transaction Question?

Contact Will through DMV Title Guy for an educational answer or to request a provider introduction. Submission does not create a Pruitt Title service relationship.