How to Choose a Title Provider

Confirm the provider's legal identity, licensing or authorization, underwriter relationships, service area, and the entity that will receive funds and issue documents. Use the provider's official website and transaction disclosures as the authority.

Ask which policy and endorsements may be available, who the underwriter is, and which exclusions, exceptions, conditions, and transaction-specific underwriting requirements may apply.

Useful calculators, plain-language explanations, and early issue spotting can help parties ask better questions. These resources are general information and do not replace a title company's review of your file.

Ask who will examine title, coordinate settlement, handle funds, support signing, record documents, and respond after closing—and whether the team has capacity for the transaction's actual deadline.

Ask how the provider shares milestones, requests documents, reports title issues, confirms signing logistics, and handles recording and post-closing questions.

Residential purchases, commercial matters, refinances, estates, new construction, and investor transactions can require different experience. Confirm the provider accepts the specific property, jurisdiction, lender, and transaction type.

Title insurance protection is governed by the policy actually issued, including covered risks, exclusions, exceptions, and conditions. Ask your title company to explain the available policy and endorsements.

Confirm that the provider can serve the property jurisdiction and support the needed signing method. Remote, mobile, or in-office options can depend on the state, lender, documents, and transaction.

DMV Title Guy is Will Rapuano's personal brand. Will is Pruitt Title's Marketing and Business Development Officer, and he handles clients' closings through Pruitt Title LLC, which provides the title and settlement services.