Maryland Title Insurance

Reliable Title & Settlement Services

DMV Title Guy is your trusted title and settlement partner in Silver Spring, MD. Fast, reliable closings for agents, lenders, and investors across Montgomery County.

What We Offer

Title Services in Silver Spring, MD

Pruitt Title LLC has been serving the Maryland real estate market since 2007. Our team handles every aspect of the title and settlement process — from search to closing — so your transaction closes on time, every time.

  • Title Search & Examination
  • Owner's Title Insurance
  • Lender's Title Insurance
  • Settlement & Escrow Services
  • Title Curative Work
  • Deed Preparation & Recording
  • 1031 Exchange Closings
  • Refinance Closings
  • Commercial Transactions
  • New Construction Closings
  • Investor / Wholesale Closings
  • Remote Online Notarization (RON)

Get a Quote — Silver Spring, MD

Serving DC, Maryland & Virginia. Response within one business day.

How It Works

The Closing Process in Silver Spring

From contract to keys, here's what to expect when you work with DMV Title Guy in Silver Spring, MD.

1

Open Order

Submit your purchase contract or refinance details. We'll confirm receipt within hours.

2

Title Search

We examine public records going back 50+ years to ensure clear, marketable title.

3

Title Commitment

You receive a full title commitment with all conditions and coverage details.

4

Clear to Close

We coordinate lender, buyer, seller, and agent schedules for a smooth settlement.

5

Settlement

Documents signed, funds disbursed, deed recorded. Keys delivered.

Montgomery County· Recording & transfer taxes

What closing actually costs in Silver Spring, MD

Median home price
$525,000
Typical total
3% to 6% for buyers, 2% to 4% for sellers
County transfer tax
1%
Recording office
Montgomery County

Silver Spring's draw is proximity — Metro access and a short trip into the District — which means most buyers here are also weighing Arlington or Alexandria. The difference between those options shows up at closing rather than in the list price: Virginia has no county transfer tax equivalent to Maryland's, so a Virginia purchase at the same price carries materially less transfer tax. Run both through a calculator before assuming the cheaper sticker price is the cheaper purchase.

Silver Spring is unincorporated Montgomery County — there is no city government that could add a transfer tax, and deeds record with the county in Rockville.

Montgomery County levies a county transfer tax of 1% on top of Maryland's 0.5% state transfer tax — 1.5% combined. On a $525,000 sale that is $7,875 of transfer tax before anything else. Absent an agreement otherwise the county transfer tax is shared evenly between buyer and seller. A qualifying first-time Maryland homebuyer gets a reduced state rate of 0.25%, which the seller then pays in full.

Full Silver Spring closing cost breakdown and calculator

Also Serving Communities Near Silver Spring

KensingtonTakoma ParkWheaton

Montgomery County

View all title services across Montgomery County, Maryland.

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Nearby Markets

Closing Cost Calculator

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All Transaction Types

Residential, commercial, refinances, investment properties — we handle every type of closing professionally.

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