Maryland Title Insurance
Title Company Serving Silver Spring, MD
DMV Title Guy provides practical title and closing education for Silver Spring and Montgomery County transactions. When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
What to Understand
Title and Closing Topics in Silver Spring, MD
These are common parts of a real estate closing. Will confirms which apply to your transaction, and Pruitt Title's quote and Closing Disclosure set the actual costs.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Contact Will — Silver Spring, MD
Share the transaction details with Will. Sending this form doesn't open an order; Will confirms next steps with you.
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How It Works
The Closing Process in Silver Spring
From contract to keys, here's the typical process after a title company accepts a transaction in Silver Spring, MD.
Send the Contract
Send Will the contract. He confirms the quote, timing, and next steps with you.
Title Search
The Pruitt Title team reviews the relevant records and flags anything that needs attention before settlement.
Title Commitment
The Pruitt Title team delivers the title commitment, requirements, exceptions, and coverage information.
Closing Coordination
The Pruitt Title team coordinates the closing with the lender, parties, and agents.
Settlement & Recording
The Pruitt Title team handles signing, funding, disbursement, recording, and post-closing work.
Montgomery County · Recording & transfer taxes
What closing actually costs in Silver Spring, MD
- Median home price
- $525,000
- Typical total
- 3% to 6% for buyers, 2% to 4% for sellers
- County transfer tax
- 1%
- Recording office
- Montgomery County
Silver Spring's draw is proximity — Metro access and a short trip into the District — which means most buyers here are also weighing Arlington or Alexandria. The difference between those options shows up at closing rather than in the list price: Virginia has no county transfer tax equivalent to Maryland's, so a Virginia purchase at the same price carries materially less transfer tax. Run both through a calculator before assuming the cheaper sticker price is the cheaper purchase.
Silver Spring is unincorporated Montgomery County — there is no city government that could add a transfer tax, and deeds record with the county in Rockville.
Montgomery County levies a county transfer tax of 1% on top of Maryland's 0.5% state transfer tax — 1.5% combined. On a $525,000 sale that is $7,875 of transfer tax before anything else. Absent an agreement otherwise the county transfer tax is shared evenly between buyer and seller. A qualifying first-time Maryland homebuyer gets a reduced state rate of 0.25%, which the seller then pays in full.
Also Serving Communities Near Silver Spring
Montgomery County
View all title services across Montgomery County, Maryland.
Montgomery County Title Services →Nearby Markets
Closing Cost Calculator
Estimate your Maryland closing costs for Silver Spring, MD, including county-sensitive title, transfer, and settlement cost inputs.
Estimate Silver Spring closing costs with the Maryland calculator →Common Transaction Scenarios
The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.
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