Virginia Title Insurance

Reliable Title & Settlement Services

DMV Title Guy is your trusted title and settlement partner in Ashburn, VA. Fast, reliable closings for agents, lenders, and investors across Loudoun County.

What We Offer

Title Services in Ashburn, VA

Pruitt Title LLC has been serving the Virginia real estate market since 2007. Our team handles every aspect of the title and settlement process — from search to closing — so your transaction closes on time, every time.

  • Title Search & Examination
  • Owner's Title Insurance
  • Lender's Title Insurance
  • Settlement & Escrow Services
  • Title Curative Work
  • Deed Preparation & Recording
  • 1031 Exchange Closings
  • Refinance Closings
  • Commercial Transactions
  • New Construction Closings
  • Investor / Wholesale Closings
  • Remote Online Notarization (RON)

Get a Quote — Ashburn, VA

Serving DC, Maryland & Virginia. Response within one business day.

How It Works

The Closing Process in Ashburn

From contract to keys, here's what to expect when you work with DMV Title Guy in Ashburn, VA.

1

Open Order

Submit your purchase contract or refinance details. We'll confirm receipt within hours.

2

Title Search

We examine public records going back 50+ years to ensure clear, marketable title.

3

Title Commitment

You receive a full title commitment with all conditions and coverage details.

4

Clear to Close

We coordinate lender, buyer, seller, and agent schedules for a smooth settlement.

5

Settlement

Documents signed, funds disbursed, deed recorded. Keys delivered.

Loudoun County· Recording & transfer taxes

What closing actually costs in Ashburn, VA

Median home price
$700,000
Typical total
2.5% to 5% for buyers, 1% to 3% for sellers
Regional transportation fees (seller)
0.2%
Recording office
Loudoun County

Ashburn is unincorporated Loudoun County, and a large share of its inventory is newer construction. Two things follow. A builder may steer the first sale toward an affiliated title company — you are free to use your own, and federal law (RESPA, 12 U.S.C. § 2608) bars a seller from making the buyer's choice of title insurer a condition of the sale. And in newer communities the HOA transfer and capital-contribution fees can exceed the state recordation tax on the same purchase, so they belong in your estimate from the start.

A sale in Loudoun County carries two separate regional fees, each $0.10 per $100: the regional WMATA capital fee under Va. Code § 58.1-802.3, which applies because this is a Northern Virginia Transportation Authority member, and the regional congestion relief fee under § 58.1-802.4, which applies because this is Planning District 8. Both statutes place the fee on the grantor, though in each case the parties may agree the buyer pays part of it, so the default is $0.20 per $100 of the sale price on the seller. On a $700,000 sale the two together come to $1,400. Purchase closings only: a refinance records a deed of trust rather than a conveyance, so neither fee nor the grantor tax applies to one.

Recordation tax is Virginia's state rate of $0.25 per $100 under Va. Code § 58.1-801, paid by the buyer. Under § 58.1-814 a locality that adopts an ordinance may add one-third of that ($0.0833 per $100), also charged to the buyer — so no Virginia locality levies $0.10 as recordation tax. Whether Loudoun County has adopted that ordinance is not reflected in these figures; confirm with the Circuit Court Clerk before relying on a recordation number.

Full Ashburn closing cost breakdown and calculator

Loudoun County

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All Transaction Types

Residential, commercial, refinances, investment properties — we handle every type of closing professionally.

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