Virginia Title Insurance
Reliable Title & Settlement Services
DMV Title Guy provides practical title and closing education for Woodbridge, VA across Prince William County. When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
What to Understand
Title and Closing Topics in Woodbridge, VA
These are common parts of a real estate closing. Will confirms which apply to your transaction, and Pruitt Title's quote and Closing Disclosure set the actual costs.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Contact Will — Woodbridge, VA
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How It Works
The Closing Process in Woodbridge
From contract to keys, here's the typical process after a title company accepts a transaction in Woodbridge, VA.
Send the Contract
Send Will the contract. He confirms the quote, timing, and next steps with you.
Title Search
The Pruitt Title team reviews the relevant records and flags anything that needs attention before settlement.
Title Commitment
The Pruitt Title team delivers the title commitment, requirements, exceptions, and coverage information.
Closing Coordination
The Pruitt Title team coordinates the closing with the lender, parties, and agents.
Settlement & Recording
The Pruitt Title team handles signing, funding, disbursement, recording, and post-closing work.
Prince William County · Recording & transfer taxes
What closing actually costs in Woodbridge, VA
- Median home price
- $450,000
- Typical total
- 2% to 5% for buyers, 1% to 3% for sellers
- Regional transportation fees (seller)
- 0.2%
- Local recordation tax
- 0.083%
- Recording office
- Prince William County
Woodbridge is where the Northern Virginia market gets reachable, and that changes which closing costs matter. At a median near $450,000 the percentage-based taxes are a smaller number than in Fairfax or Loudoun, so fixed charges — lender fees, the survey, the settlement fee — make up more of the total than they would further north. It also means down-payment assistance and first-time buyer programs are more often in play, and those carry their own recording requirements.
Prince William County levies no transfer tax of its own, and deeds record with the Circuit Court Clerk at the county's judicial center in Manassas.
For most sales in Prince William County, the seller pays $0.20 per $100 in Northern Virginia transportation fees. On a $450,000 sale, that comes to $900. The purchase contract can divide that cost differently, and refinances do not carry the fee. See Va. Code §§ 58.1-802.3 and 58.1-802.4.
Buyers pay Virginia recordation tax of $0.25 per $100 on the deed (the price) and $0.25 per $100 on the purchase deed of trust (the loan). Prince William County adds a local recordation tax of one-third of the state tax, about $0.083 per $100, on both. See Va. Code §§ 58.1-801, 58.1-803 and 58.1-814.
Also Serving Communities Near Woodbridge
Frequently Asked Questions
Where are deeds recorded for a home in Woodbridge?
Woodbridge is in Prince William County. Deeds are recorded by the Clerk of the Prince William County Circuit Court at the Judicial Center, 9311 Lee Avenue in Manassas.
What taxes does a seller pay when selling a home in Woodbridge?
The seller customarily pays Virginia's grantor tax of $1 per $1,000 of the price (Va. Code § 58.1-802) plus two Northern Virginia regional fees of $0.10 per $100 each (§§ 58.1-802.3 and 58.1-802.4). On a $700,000 sale that is $700 in grantor tax and $1,400 in regional fees.
What recordation tax does a buyer pay in Woodbridge?
Virginia's state recordation tax is $0.25 per $100 (Va. Code § 58.1-801), charged on the price for the deed and on the loan amount for the deed of trust. Prince William County adds its local recordation tax of about $0.083 per $100, one-third of the state rate (§§ 58.1-814 and 58.1-3800). The buyer customarily pays both.
Who pays for owner's title insurance in Woodbridge?
The buyer customarily pays for both the owner's and lender's title insurance policies in Virginia, though the contract can shift the owner's policy to the seller.
Prince William County
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The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.
Learn More →Fairfax Title Search
Need title search support in Fairfax County? Review ownership, liens, HOA issues, and recorded title risks before closing.
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