Washington DC Title Insurance
Reliable Title & Settlement Services
DMV Title Guy provides practical title and closing education for Washington DC. Eligible requests may be referred to Pruitt Title LLC for independent review and transaction-specific acceptance.
What to Understand
Title and Closing Topics in Washington DC
These are common parts of a real estate closing. The provider that accepts the transaction must confirm its responsibilities, availability, pricing, timing, terms, and required disclosures directly.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Request an Introduction — Washington DC
Share the transaction details with Will. Submission does not create a service relationship with Pruitt Title or another provider.
How It Works
The Closing Process in Washington DC
From contract to keys, here's the typical process after a title company accepts a transaction in Washington DC.
Provider Acceptance
The selected provider confirms whether it accepts the transaction and supplies its scope, pricing, timing, and terms.
Title Search
The accepted provider reviews relevant records and identifies matters that may need attention before settlement.
Title Commitment
The provider delivers the applicable commitment, requirements, exceptions, and coverage information.
Closing Coordination
The provider coordinates the accepted closing tasks with the lender, parties, and agents.
Settlement & Recording
The provider follows its written instructions for signing, funding, disbursement, recording, and post-closing work.
District of Columbia· Recording & transfer taxes
What closing actually costs in Washington DC
- Median home price
- $650,000
- Typical total
- 3% to 6% for buyers, 2% to 4% for sellers
- Recording office
- District of Columbia
Washington DC charges both a recordation tax and a transfer tax on all real estate transactions. For properties up to $400,000, each tax is 1.1% (2.2% combined). For properties above $400,000, each increases to 1.45% (2.9% combined). These taxes are typically split between buyer and seller. First-time DC homebuyers may qualify for a reduced recordation tax rate of 0.725%, which can save $4,000+ on a $650,000 home. Because the rate steps at $400,000 rather than sliding, a contract written just over that line costs meaningfully more than one written just under it.
The District has no separate county layer — recordation and transfer taxes are both levied at the district level, and deeds record with the DC Recorder of Deeds.
Closing Cost Calculator
Estimate your closing costs in Washington DC with our free interactive calculator.
Use the Washington DC Calculator →Common Transaction Scenarios
The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.
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