Virginia Title Insurance

Reliable Title & Settlement Services

DMV Title Guy provides practical title and closing education for McLean, VA across Fairfax County. Eligible requests may be referred to Pruitt Title LLC for independent review and transaction-specific acceptance.

DMV Title Guy

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What to Understand

Title and Closing Topics in McLean, VA

These are common parts of a real estate closing. The provider that accepts the transaction must confirm its responsibilities, availability, pricing, timing, terms, and required disclosures directly.

  • Title Search & Examination
  • Owner's Title Insurance
  • Lender's Title Insurance
  • Settlement & Escrow Services
  • Title Curative Work
  • Deed Preparation & Recording
  • 1031 Exchange Closings
  • Refinance Closings
  • Commercial Transactions
  • New Construction Closings
  • Investor / Wholesale Closings
  • Remote signing options (when available)

Request an Introduction — McLean, VA

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How It Works

The Closing Process in McLean

From contract to keys, here's the typical process after a title company accepts a transaction in McLean, VA.

1

Provider Acceptance

The selected provider confirms whether it accepts the transaction and supplies its scope, pricing, timing, and terms.

2

Title Search

The accepted provider reviews relevant records and identifies matters that may need attention before settlement.

3

Title Commitment

The provider delivers the applicable commitment, requirements, exceptions, and coverage information.

4

Closing Coordination

The provider coordinates the accepted closing tasks with the lender, parties, and agents.

5

Settlement & Recording

The provider follows its written instructions for signing, funding, disbursement, recording, and post-closing work.

Fairfax County· Recording & transfer taxes

What closing actually costs in McLean, VA

Median home price
$1,200,000
Typical total
2% to 4.5% for buyers, 1% to 2.5% for sellers
Regional transportation fees (seller)
0.2%
Recording office
Fairfax County

McLean's median sits above $1.2 million, which is the point where percentage-based line items stop being background noise: state recordation tax alone is roughly $3,000 for the buyer and grantor tax roughly $1,200 for the seller on a median-priced sale. At that size, get the split of every seller-side charge written into the contract rather than settled at the table.

For most sales in Fairfax County, the seller pays $0.20 per $100 in Northern Virginia transportation fees. On a $1,200,000 sale, that comes to $2,400. The purchase contract can divide that cost differently, and refinances do not carry the fee. See Va. Code §§ 58.1-802.3 and 58.1-802.4.

Buyers have a separate Virginia recordation tax of $0.25 per $100. Fairfax County can add a small local charge only if it has adopted an ordinance, so ask your title company or the Circuit Court Clerk to confirm the final amount for your property. See Va. Code §§ 58.1-801 and 58.1-814.

Full McLean closing cost breakdown and calculator

Fairfax County

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Common Transaction Scenarios

The team reviews residential, commercial, refinance, and investment-property requests and confirms the services and requirements for each transaction.

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Herndon Title Services

Need another Fairfax County settlement option? Learn more about working with a title company in Herndon.

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