DMV Title Guy

Title Company Fairfax VA | Settlement & Title Services

Pruitt Title LLC is Fairfax County's trusted name in title services. With deep roots in the community and extensive experience with Fairfax County's unique requirements, we ensure your closing is efficient and stress-free.

Virginia Closing Cost Calculator

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Sale Price

$500,000

Loan Amount

$400,000

Buyer Est.

$16,895

Seller Est.

$13,570

VA grantor tax: $0.50/$500 on seller side. Some localities add recordation tax.

Buyer Closing Costs

Title Search$250
Title Insurance Lender$1,750
Title Insurance Owner$2,000
Settlement Fee$495
Recording Fee$150
Recordation Tax$1,250
Loan Origination (Est.)$4,000
Appraisal$550
Home Inspection$450
Prepaid Items$6,000
Estimated Total$16,895

* Estimates only. Actual costs vary. Contact DMV Title Guy for a precise quote.

Seller Closing Costs

Agent Commission$12,500
Grantor Tax$500
Settlement Fee$295
Recording Fee$50
Payoff Processing$75
Title Search$150
Estimated Total$13,570

* Estimates only. Actual costs vary. Contact DMV Title Guy for a precise quote.

Ready for a Precise Quote?

Contact Will Rapuano at Pruitt Title LLC — we'll walk through actual costs for your transaction.

💡 Local Insight: Fairfax is Virginia's most populous county—with 1.1M residents, delays here mean bigger risks. Our local team has direct access to Fairfax County land records for 48-hour title turnarounds.

Why Fairfax Real Estate Matters

Fairfax County is the most populous jurisdiction in Virginia and one of the wealthiest counties in America. With a median home price around $650,000 and top-rated schools, Fairfax attracts families and professionals seeking quality of life near Washington DC.

The Fairfax real estate market is diverse, from starter homes in established neighborhoods to luxury estates in Great Falls and McLean. This variety means title issues can be complex—older properties may have easements, covenants, or heirship concerns that require careful research. Pruitt Title's local expertise catches these issues early, keeping your transaction on track.

Title Services in Fairfax

Title Searches

Thorough title research covering Fairfax County land records and court filings.

Owner's Title Insurance

Protect your investment with comprehensive owner's title insurance coverage.

Lender's Title Insurance

ALTA policies for all major lenders operating in Fairfax County.

Settlement Services

Full-service closings from contract to recorded deed and title policy delivery.

New Construction Closings

Specialized title services for new construction purchases and builder transactions.

Remote Online Notarization

RON available for convenient remote signing options.

Frequently Asked Questions

What are the title insurance rates in Fairfax County?

Fairfax County follows Virginia's state-regulated title insurance rates. For a $600,000 home, owner's title insurance costs approximately $1,800-2,400. Virginia's simultaneous issue discount saves buyers money when purchasing both lender's and owner's coverage together.

Who pays transfer taxes in Fairfax?

In Fairfax County, the grantor tax is paid by the seller ($0.50 per $500 of sales price). The buyer typically pays the state recordation tax ($0.25 per $100) and any applicable local recordation taxes.

Can I schedule a weekend closing in Fairfax?

Yes! Pruitt Title offers flexible closing times including evenings and weekends to accommodate busy schedules. We work around your availability to ensure a smooth closing experience.

What is the average time to close in Fairfax?

Standard residential closings in Fairfax County typically take 30-45 days. Cash purchases can close faster (7-14 days), while financed purchases depend on lender timelines. We expedite whenever possible.

What makes Fairfax title searches unique?

Fairfax County has extensive land records with both current and historical properties. Older homes may have complex title histories including easements, covenants, and prior estate transfers that require thorough research.

Does Fairfax County have additional transfer taxes?

Fairfax County adds a local recordation tax to the state rate. The combined state and local recordation tax is approximately $0.35 per $100 of the sales price for buyers, making it important to budget accordingly.

Get Your Fairfax Title Quote

Contact us for a competitive title insurance quote for your Fairfax property.