Reliable Title & Settlement Services

DMV Title Guy publishes practical Fairfax title and closing guidance. Eligible service requests may be referred to Pruitt Title for independent review and transaction-specific acceptance.

Virginia Closing Cost Calculator

Sale Price

$500,000

Loan Amount

$400,000

Buyer

$16,895

Seller

$13,570

VA grantor tax: $0.50/$500 on the seller. In Northern Virginia the seller also owes two regional fees at $0.10/$100 each — $0.20/$100 combined — on a purchase; neither applies to a refinance. A locality that adopted an ordinance may add up to $0.0833/$100 of recordation tax, charged to the buyer.

Buyer Closing Costs

Title Search$250
Title Insurance Lender$1,750
Title Insurance Owner$2,000
Settlement Fee$495
Recording Fee$150
Recordation Tax$1,250
Loan Origination (Est.)$4,000
Appraisal$550
Home Inspection$450
Prepaid Items$6,000
Total$16,895

Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.

Seller Closing Costs

Agent Commission$12,500
Grantor Tax$500
Settlement Fee$295
Recording Fee$50
Payoff Processing$75
Title Search$150
Total$13,570

Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.

Ready for a Precise Quote?

Contact Will Rapuano at Pruitt Title LLC — we'll walk through actual costs for your transaction.

Local insight

Fairfax County has a high transaction volume and varied property histories. Confirm record availability, provider capacity, and title-review timing for the specific file before relying on a closing deadline.

Why Fairfax Real Estate Matters

Fairfax County is the most populous jurisdiction in Virginia and one of the wealthiest counties in America. With a median home price around $650,000 and top-rated schools, Fairfax attracts families and professionals seeking quality of life near Washington DC.

The Fairfax market ranges from older neighborhoods to Great Falls and McLean estates. Title questions can include easements, covenants, unreleased liens, or heirship concerns. Ask the accepted provider how it will investigate and communicate those matters.

Title Services in Fairfax

Title Searches

Thorough title research covering Fairfax County land records and court filings.

Owner's Title Insurance

Protect your investment with comprehensive owner's title insurance coverage.

Lender's Title Insurance

ALTA policies for all major lenders operating in Fairfax County.

Settlement Services

Full-service closings from contract to recorded deed and title policy delivery.

New Construction Closings

Specialized title services for new construction purchases and builder transactions.

Remote Online Notarization

RON available for convenient remote signing options.

Frequently Asked Questions

What are the title insurance rates in Fairfax County?

Fairfax County follows Virginia's state-regulated title insurance rates. For a $600,000 home, owner's title insurance costs approximately $1,800-2,400. Virginia's simultaneous issue discount saves buyers money when purchasing both lender's and owner's coverage together.

Who pays transfer taxes in Fairfax?

In Fairfax County, the grantor tax is paid by the seller ($0.50 per $500 of sales price). The buyer typically pays the state recordation tax ($0.25 per $100) and any applicable local recordation taxes.

Can I schedule a weekend closing in Fairfax?

Signing availability depends on the provider, lender, documents, jurisdiction, and transaction. If Pruitt accepts the file, confirm any evening, weekend, remote, mobile, or office option directly with Pruitt.

What is the average time to close in Fairfax?

Standard residential closings in Fairfax County typically take 30-45 days. Cash purchases can close faster (7-14 days), while financed purchases depend on lender timelines. We expedite whenever possible.

What makes Fairfax title searches unique?

Fairfax County has extensive land records with both current and historical properties. Older homes may have complex title histories including easements, covenants, and prior estate transfers that require thorough research.

Does Fairfax County have additional transfer taxes?

Fairfax County adds a local recordation tax to the state rate. The combined state and local recordation tax is approximately $0.35 per $100 of the sales price for buyers, making it important to budget accordingly.

Get Your Fairfax Title Quote

Send Will the Fairfax property details to request an educational review or a possible provider introduction.