Virginia Title Insurance
Reliable Title & Settlement Services
DMV Title Guy provides practical title and closing education for Alexandria, VA across Alexandria (independent city). When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
What to Understand
Title and Closing Topics in Alexandria, VA
These are common parts of a real estate closing. Will confirms which apply to your transaction, and Pruitt Title's quote and Closing Disclosure set the actual costs.
- Title Search & Examination
- Owner's Title Insurance
- Lender's Title Insurance
- Settlement & Escrow Services
- Title Curative Work
- Deed Preparation & Recording
- 1031 Exchange Closings
- Refinance Closings
- Commercial Transactions
- New Construction Closings
- Investor / Wholesale Closings
- Remote signing options (when available)
Contact Will — Alexandria, VA
Share the transaction details with Will. Sending this form doesn't open an order; Will confirms next steps with you.
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How It Works
The Closing Process in Alexandria
From contract to keys, here's the typical process after a title company accepts a transaction in Alexandria, VA.
Send the Contract
Send Will the contract. He confirms the quote, timing, and next steps with you.
Title Search
The Pruitt Title team reviews the relevant records and flags anything that needs attention before settlement.
Title Commitment
The Pruitt Title team delivers the title commitment, requirements, exceptions, and coverage information.
Closing Coordination
The Pruitt Title team coordinates the closing with the lender, parties, and agents.
Settlement & Recording
The Pruitt Title team handles signing, funding, disbursement, recording, and post-closing work.
City of Alexandria · Recording & transfer taxes
What closing actually costs in Alexandria, VA
- Median home price
- $625,000
- Typical total
- 2% to 5% for buyers, 1% to 3% for sellers
- Regional transportation fees (seller)
- 0.2%
- Local recordation tax
- 0.083%
- Recording office
- City of Alexandria
What varies most in Alexandria is property type, not the tax schedule. The city's stock runs from Old Town rowhouses to Eisenhower Valley high-rises, and the paperwork differs sharply between them: a condo purchase brings a resale packet and an association transfer fee, an older Old Town parcel brings a longer chain of title and sometimes a historic-district covenant recorded against it. Both add cost and days that no percentage table shows.
Alexandria is an independent city, so it records through its own circuit court clerk rather than a county's. Virginia gives no locality the power to levy a transfer tax, so nothing of that kind is added here.
For most sales in the City of Alexandria, the seller pays $0.20 per $100 in Northern Virginia transportation fees. On a $625,000 sale, that comes to $1,250. The purchase contract can divide that cost differently, and refinances do not carry the fee. See Va. Code §§ 58.1-802.3 and 58.1-802.4.
Buyers pay Virginia recordation tax of $0.25 per $100 on the deed (the price) and $0.25 per $100 on the purchase deed of trust (the loan). The City of Alexandria adds a local recordation tax of one-third of the state tax, about $0.083 per $100, on both. See Va. Code §§ 58.1-801, 58.1-803 and 58.1-814.
Frequently Asked Questions
Where are deeds recorded for a home in Alexandria?
Alexandria is an independent city, so deeds are recorded by the Clerk of the Alexandria Circuit Court, not by a county.
What taxes does a seller pay when selling a home in Alexandria?
The seller customarily pays Virginia's grantor tax of $1 per $1,000 of the price (Va. Code § 58.1-802) plus two Northern Virginia regional fees of $0.10 per $100 each (§§ 58.1-802.3 and 58.1-802.4). On a $700,000 sale that is $700 in grantor tax and $1,400 in regional fees.
What recordation tax does a buyer pay in Alexandria?
Virginia's state recordation tax is $0.25 per $100 (Va. Code § 58.1-801), charged on the price for the deed and on the loan amount for the deed of trust. The City of Alexandria adds its local recordation tax of $0.083 per $100, one-third of the state rate (§§ 58.1-814 and 58.1-3800). The buyer customarily pays both.
Who pays for owner's title insurance in Alexandria?
The buyer customarily pays for both the owner's and lender's title insurance policies in Virginia, though the contract can shift the owner's policy to the seller.
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