Title Company Loudoun County VA — Settlement & Title Services
DMV Title Guy publishes practical Loudoun County title and closing guidance. When you're ready to close, Will and the Pruitt Title team handle your title and settlement.
Virginia Closing Cost Calculator
Sale Price
$500,000
Loan Amount
$400,000
Buyer
$17,610
Seller
$14,570
VA grantor tax: $0.50/$500 on the seller. In Northern Virginia the seller also owes two regional fees at $0.10/$100 each — $0.20/$100 combined — on a purchase; neither applies to a refinance. Buyers pay $0.25/$100 state recordation tax on the deed and on the purchase loan, plus a local third (about $0.083/$100) on both where the locality levies it, as Fairfax, Arlington, Loudoun, Prince William and Alexandria do.
Title insurance uses Pruitt Title's rates: a First American Eagle owner's policy and the lender's policy issued with it, before reissue or other discounts.
Buyer Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Seller Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Ready for a Precise Quote?
This is an estimate, not a quote. Will Rapuano can give you an actual quote from Pruitt Title for your transaction.
Local insight
Loudoun transactions may have short contingencies and high values. Send Will the contract early; Pruitt Title confirms title-search timing after it reviews the property and record availability.
Why Loudoun County Real Estate Matters
Loudoun County is the wealthiest county in America by median household income and one of the fastest-growing regions in the country. With a median home price around $775,000 and homes selling in approximately 10 days, Loudoun is a competitive market where every hour counts.
The county's real estate landscape spans historic Leesburg, the Ashburn and Dulles tech corridors, master-planned communities, and rural properties. Title questions can range from HOA covenants in new developments to older easements. Ask Will how the Pruitt Title team will review those matters for your property.
Title Services in Loudoun County
Title Searches
Comprehensive title searches through Loudoun County land records, covering everything from historic Leesburg properties to new Ashburn subdivisions.
Owner's Title Insurance
Protect your Loudoun County investment with comprehensive owner's title insurance coverage against hidden defects.
Lender's Title Insurance
ALTA policies for all major lenders serving the Loudoun County market, including jumbo loan coverage for high-value properties.
Settlement Services
Full-service closings from contract ratification to recorded deed and title policy delivery.
New Construction Closings
Specialized expertise for new construction and builder transactions common in Loudoun's rapidly developing communities.
Remote Online Notarization
RON available for busy professionals and out-of-state buyers relocating to Loudoun County.
Investor Services
Frequently Asked Questions
How much does title insurance cost in Loudoun County, VA?
Virginia title insurers file their own rates and can negotiate them, so premiums vary. At Pruitt Title's rates (a First American Eagle owner's policy, before discounts), the owner's policy on a $775,000 home—the current median in Loudoun—is $3,755, and the lender's policy issued with it is $200.
What are the closing costs for buyers in Loudoun County?
Buyers in Loudoun County pay approximately 2-4% of the purchase price in closing costs. This includes the state recordation tax ($0.25 per $100 on the price and on the purchase loan), Loudoun County's local recordation tax ($0.083 per $100 on both), lender fees, title insurance, and prorated property taxes. Fairfax, Arlington and Prince William charge the same local rate.
How long does a Loudoun County title search take?
Timing depends on Loudoun County record availability, property history, HOA or new-construction documents, and any curative work. Pruitt Title confirms timing after reviewing the file.
What makes Loudoun County title work unique?
Loudoun's growth means many transactions involve new construction, master-planned communities, HOA structures, or utility and airport-related easements. Ask Will how the Pruitt Title team will review the specific recorded matters and community documents.
Are RON closings available in Loudoun County?
Yes, Remote Online Notarization is fully available for Loudoun County transactions. This is especially popular for tech professionals who travel frequently or are relocating from out of state for jobs in the Dulles Corridor.
Does Loudoun County have additional transfer taxes for sellers?
Sellers in Loudoun County pay Virginia's standard grantor tax of $0.50 per $500 of the sales price. There is no local transfer tax in Loudoun County, but as in the rest of Northern Virginia, sellers also pay two regional fees of $0.10 per $100 each.
Get Your Loudoun County Title Quote
Send Will the Loudoun County property details for a quote or a title question. Will confirms next steps with you.