Title Company Loudoun County VA — Settlement & Title Services
DMV Title Guy publishes practical Loudoun County title and closing guidance. Eligible service requests may be referred to Pruitt Title for independent review and transaction-specific acceptance.
Virginia Closing Cost Calculator
Sale Price
$500,000
Loan Amount
$400,000
Buyer
$16,895
Seller
$13,570
VA grantor tax: $0.50/$500 on the seller. In Northern Virginia the seller also owes two regional fees at $0.10/$100 each — $0.20/$100 combined — on a purchase; neither applies to a refinance. A locality that adopted an ordinance may add up to $0.0833/$100 of recordation tax, charged to the buyer.
Buyer Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Seller Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Ready for a Precise Quote?
Contact Will Rapuano at Pruitt Title LLC — we'll walk through actual costs for your transaction.
Local insight
Loudoun transactions may have short contingencies and high values. Confirm title-search capacity and timing directly with the provider after it reviews the property, scope, and record availability.
Why Loudoun County Real Estate Matters
Loudoun County is the wealthiest county in America by median household income and one of the fastest-growing regions in the country. With a median home price around $775,000 and homes selling in approximately 10 days, Loudoun is a competitive market where every hour counts.
The county's real estate landscape spans historic Leesburg, the Ashburn and Dulles tech corridors, master-planned communities, and rural properties. Title questions can range from HOA covenants in new developments to older easements. Ask the accepted provider how it will review those transaction-specific matters.
Title Services in Loudoun County
Title Searches
Comprehensive title searches through Loudoun County land records, covering everything from historic Leesburg properties to new Ashburn subdivisions.
Owner's Title Insurance
Protect your Loudoun County investment with comprehensive owner's title insurance coverage against hidden defects.
Lender's Title Insurance
ALTA policies for all major lenders serving the Loudoun County market, including jumbo loan coverage for high-value properties.
Settlement Services
Full-service closings from contract ratification to recorded deed and title policy delivery.
New Construction Closings
Specialized expertise for new construction and builder transactions common in Loudoun's rapidly developing communities.
Remote Online Notarization
RON available for busy professionals and out-of-state buyers relocating to Loudoun County.
Investor Services
Frequently Asked Questions
How much does title insurance cost in Loudoun County, VA?
Title insurance premiums in Loudoun County are regulated by the Virginia Bureau of Insurance. For a $775,000 home—the current median in Loudoun—owner's title insurance typically costs around $2,100-2,800. Virginia's simultaneous issue discount reduces the total when both lender's and owner's policies are purchased together.
What are the closing costs for buyers in Loudoun County?
Buyers in Loudoun County pay approximately 2-4% of the purchase price in closing costs. This includes the state recordation tax ($0.25 per $100), lender fees, title insurance, and prorated property taxes. Loudoun County does not add a local recordation tax, keeping buyer costs slightly lower than some neighboring jurisdictions.
How long does a Loudoun County title search take?
Timing depends on Loudoun County record availability, property history, HOA or new-construction documents, the provider's accepted scope, and any curative work. The provider should confirm timing after reviewing the file.
What makes Loudoun County title work unique?
Loudoun's growth means many transactions involve new construction, master-planned communities, HOA structures, or utility and airport-related easements. Ask the accepted provider how it will review the specific recorded matters and community documents.
Are RON closings available in Loudoun County?
Yes, Remote Online Notarization is fully available for Loudoun County transactions. This is especially popular for tech professionals who travel frequently or are relocating from out of state for jobs in the Dulles Corridor.
Does Loudoun County have additional transfer taxes for sellers?
Sellers in Loudoun County pay Virginia's standard grantor tax of $0.50 per $500 of the sales price. There is no additional local transfer tax in Loudoun County, which helps keep seller closing costs predictable compared to some Maryland jurisdictions.
Get Your Loudoun County Title Quote
Send Will the Loudoun County property details to request an educational review or a possible provider introduction.