Title Company Loudoun County VA | Settlement & Title Services
Pruitt Title LLC serves Loudoun County's fast-growing real estate market with precision and speed. From Ashburn townhouses to Leesburg estates, we understand the unique demands of closing in America's wealthiest county.
Virginia Closing Cost Calculator
Sale Price
$500,000
Loan Amount
$400,000
Buyer
$16,895
Seller
$13,570
VA grantor tax: $0.50/$500 on the seller. In Northern Virginia the seller also owes two regional fees at $0.10/$100 each — $0.20/$100 combined — on a purchase; neither applies to a refinance. A locality that adopted an ordinance may add up to $0.0833/$100 of recordation tax, charged to the buyer.
Buyer Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Seller Closing Costs
Tax rates verified as of June 2026. Rates are subject to change; confirm with the applicable circuit court clerk for the most current rates.
Ready for a Precise Quote?
Contact Will Rapuano at Pruitt Title LLC — we'll walk through actual costs for your transaction.
Local insight
Loudoun County's median home price is ~$775K with homes moving in about 10 days. In a market this fast and this expensive, a delayed title search can cost buyers their dream home. We turn Loudoun title reports around in 48 hours.
Why Loudoun County Real Estate Matters
Loudoun County is the wealthiest county in America by median household income and one of the fastest-growing regions in the country. With a median home price around $775,000 and homes selling in approximately 10 days, Loudoun is a competitive market where every hour counts.
The county's real estate landscape spans from the historic downtown of Leesburg to the tech corridors of Ashburn and Dulles. New construction dominates in master-planned communities like Brambleton and Aldie, while established neighborhoods in Sterling and Purcellville offer more traditional suburban living. This diversity means title issues can range from complex HOA covenants in new developments to century-old easements on rural properties. Pruitt Title's local expertise ensures nothing falls through the cracks.
Title Services in Loudoun County
Title Searches
Comprehensive title searches through Loudoun County land records, covering everything from historic Leesburg properties to new Ashburn subdivisions.
Owner's Title Insurance
Protect your Loudoun County investment with comprehensive owner's title insurance coverage against hidden defects.
Lender's Title Insurance
ALTA policies for all major lenders serving the Loudoun County market, including jumbo loan coverage for high-value properties.
Settlement Services
Full-service closings from contract ratification to recorded deed and title policy delivery.
New Construction Closings
Specialized expertise for new construction and builder transactions common in Loudoun's rapidly developing communities.
Remote Online Notarization
RON available for busy professionals and out-of-state buyers relocating to Loudoun County.
Frequently Asked Questions
How much does title insurance cost in Loudoun County, VA?
Title insurance premiums in Loudoun County are regulated by the Virginia Bureau of Insurance. For a $775,000 home—the current median in Loudoun—owner's title insurance typically costs around $2,100-2,800. Virginia's simultaneous issue discount reduces the total when both lender's and owner's policies are purchased together.
What are the closing costs for buyers in Loudoun County?
Buyers in Loudoun County pay approximately 2-4% of the purchase price in closing costs. This includes the state recordation tax ($0.25 per $100), lender fees, title insurance, and prorated property taxes. Loudoun County does not add a local recordation tax, keeping buyer costs slightly lower than some neighboring jurisdictions.
How long does a Loudoun County title search take?
Standard Loudoun County title searches take 3-5 business days. For new construction in Ashburn or Brambleton, or for properties in master-planned communities with HOA covenants, we allow additional time to review all community-specific documents.
What makes Loudoun County title work unique?
Loudoun's rapid growth means many transactions involve new construction, master-planned communities with complex HOA structures, and properties with Loudoun Water or Dulles Airport authority easements. Our team is experienced with these specific issues that are common in one of America's fastest-growing counties.
Are RON closings available in Loudoun County?
Yes, Remote Online Notarization is fully available for Loudoun County transactions. This is especially popular for tech professionals who travel frequently or are relocating from out of state for jobs in the Dulles Corridor.
Does Loudoun County have additional transfer taxes for sellers?
Sellers in Loudoun County pay Virginia's standard grantor tax of $0.50 per $500 of the sales price. There is no additional local transfer tax in Loudoun County, which helps keep seller closing costs predictable compared to some Maryland jurisdictions.
Get Your Loudoun County Title Quote
Contact us for a competitive title insurance quote for your Loudoun County property.