Free Tool
Washington DC Closing Cost Calculator
Estimate closing costs for DC real estate. Includes recordation tax, transfer tax, title insurance, and buyer & seller fee breakdowns.
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Enter the actual transaction details below for a live estimate of title insurance, settlement charges, and applicable closing items.
The quote tool stays embedded on DMV Title Guy. Results are estimates until Pruitt Title reviews the contract and transaction details.
Understanding DC Closing Costs
Washington DC has some of the highest closing costs in the nation. Combined recordation and transfer taxes can reach 2.9% of the sales price for properties over $400,000 — typically split equally between buyer and seller.
DC Tax Rates
- Properties ≤ $400,000: 1.1% recordation + 1.1% transfer = 2.2% combined
- Properties > $400,000: 1.45% recordation + 1.45% transfer = 2.9% combined
- Typically split 50/50 between buyer and seller by contract
- First-time DC homebuyer exemptions available on recordation tax
Title insurance premiums and eligibility depend on the filed rates, policy type, transaction, and underwriter. Use this calculator for planning, then request a current written quote for the property.
Need Help with Your DC Closing?
Contact Will Rapuano through DMV Title Guy to request a current quote and confirm whether the transaction can be accepted.
Comparing nearby Maryland costs too? Use the Maryland closing cost calculator.