DMV Title Guy

Free Tool

Washington DC Closing Cost Calculator

Estimate closing costs for DC real estate. Includes recordation tax, transfer tax, title insurance, and buyer & seller fee breakdowns.

Get an Instant Title & Escrow Quote

Use our live quote tool for a precise, line-by-line estimate for your transaction.

Understanding DC Closing Costs

Washington DC has some of the highest closing costs in the nation. Combined recordation and transfer taxes can reach 2.9% of the sales price for properties over $400,000 — typically split equally between buyer and seller.

DC Tax Rates

  • Properties ≤ $400,000: 1.1% recordation + 1.1% transfer = 2.2% combined
  • Properties > $400,000: 1.45% recordation + 1.45% transfer = 2.9% combined
  • Typically split 50/50 between buyer and seller by contract
  • First-time DC homebuyer exemptions available on recordation tax

DC title insurance rates are set by the DC Insurance Commissioner. Pruitt Title LLC provides owner's and lender's coverage for all transaction types.

Need Help with Your DC Closing?

Contact Will Rapuano at Pruitt Title LLC for a precise quote on your DC transaction.