Free Local Calculator
Closing Costs in Washington DC
Calculate closing costs for Washington DC real estate. DC has some of the highest transfer taxes in the region — combined recordation and transfer taxes can reach 2.9% on properties over $400,000. Median home prices are approximately $650,000.
Powered by TitleCapture
Get Your TitleCapture Quote
Use this live quote tool for a precise title and escrow estimate in Washington DC.
The quote tool stays embedded on DMV Title Guy. Results are estimates until Pruitt Title reviews the contract and transaction details.
Local Taxes & Fees in Washington DC
Washington DC charges both a recordation tax and a transfer tax on all real estate transactions. For properties up to $400,000, each tax is 1.1% (2.2% combined). For properties above $400,000, each increases to 1.45% (2.9% combined). These taxes are typically split between buyer and seller. First-time DC homebuyers may qualify for a reduced recordation tax rate of 0.725%, which can save $4,000+ on a $650,000 home. Because the rate steps at $400,000 rather than sliding, a contract written just over that line costs meaningfully more than one written just under it.
The District has no separate county layer — recordation and transfer taxes are both levied at the district level, and deeds record with the DC Recorder of Deeds.
Frequently Asked Questions — Washington DC Closing Costs
How much are closing costs in Washington DC?
DC closing costs are among the highest in the DMV area, typically 3% to 6% for buyers and 2% to 4% for sellers. The combined recordation and transfer taxes can exceed 2.9% on properties over $400,000.
What are DC's recordation and transfer taxes?
DC charges both a recordation tax and a transfer tax. For properties up to $400,000, each is 1.1%. For properties over $400,000, each increases to 1.45%. Combined, that's 2.2% to 2.9% of the sale price.
Who pays DC transfer taxes?
In DC, recordation and transfer taxes are typically split between buyer and seller, though this is negotiable. First-time DC homebuyers may qualify for a reduced recordation tax rate.
Are there any DC homebuyer tax breaks?
Yes. First-time DC homebuyers may qualify for a reduced recordation tax rate of 0.725% (instead of 1.1%–1.45%) on their primary residence, potentially saving thousands at closing.
Need a Precise Closing Cost Estimate?
These are estimates based on standard District of Columbia rates. Every transaction is different — contact Will Rapuano at Pruitt Title LLC for an accurate, line-by-line closing cost breakdown for your Washington DC property.